At Lending Experts NZ Limited, we make home loans simple, stress-free, and perfectly suited to your financial goals. Led by our Director, Tina, our experienced team is passionate about helping New Zealanders navigate the often-complex world of lending with ease and confidence.
We believe that every client’s journey is unique, and that’s why we take the time to understand your individual needs, goals, and circumstances before recommending the right financial solution. Whether you’re purchasing your first home, refinancing an existing loan, or growing your property portfolio, we’re here to guide you with clear advice and transparent options.
As a Licensed Financial Advice Provider, authorised by the Financial Markets Authority (FMA), we uphold the highest standards of integrity, professionalism, and customer care. Our goal is to empower you with the knowledge and confidence to make the best financial decisions for your future.
Our mission is to simplify the lending process and make financial advice accessible, transparent, and trustworthy for every New Zealander. We are dedicated to helping our clients achieve their homeownership dreams through personalised guidance, innovative solutions, and unwavering support every step of the way.
Our vision is to be New Zealand’s most trusted and client-focused financial advice provider — a partner that empowers individuals and families to build better financial futures with clarity, confidence, and care.
Founded with a vision to make lending more personal and transparent, Lending Experts NZ Limited has grown into a trusted name in home finance across New Zealand. Led by Tina, our team brings years of expertise and a genuine passion for helping clients achieve financial freedom through smart lending choices.
We understand that buying a home or refinancing can feel overwhelming — that’s why we take a hands-on, friendly approach to guide you every step of the way. With us, you’ll always get straightforward advice, honest answers, and lending options that truly fit your goals.
At Lending Experts, your success is our success. We’re not just your advisers — we’re your partners in building the life you want.
Founder & Director
Financial Adviser | Mentor | Community Contributor
My name is Tina, and I’m the Founder and Director of Lending Experts. I started this company with a simple purpose: to make the lending process clear, stress-free, and people-focused. With years of experience in finance and lending, I’ve seen first-hand how the right advice can transform the home loan journey — and that’s what drives me every day.
When I bought my first home, I realised how overwhelming the process can feel without the right support. That experience inspired me to build Lending Experts — a place where clients are treated like people, not numbers, and where every loan is tailored to individual needs and goals.
At Lending Experts, our mission is about more than loans. It’s about empowering families, supporting first-home buyers, and guiding investors with confidence. I’m also passionate about mentoring new advisers and giving back to the community wherever I can.
Outside of work, I love spending time with family, travelling, and meeting people from all walks of life.
For me, Lending Experts isn’t just a business — it’s a reflection of values I hold close: honesty, growth, service, and care.
📧 Email: tina.kaur@lendingexperts.co.nz
📞 Call Tina: 022LENDING | 022 536 3464 | 021 230 2330
“Believe in yourself, go after your dreams, and never settle for less than you deserve.”


With over 10years of experience in commercial lending and business banking, Rohan has a proven track record of structuring strategic loan solutions for businesses of all sizes. Having worked with industry-leading financial institutions such as CBA, Westpac, and ANZ, Rohan has developed expertise in credit analysis, financial modeling, risk assessment, and business valuation—helping clients secure tailored financing to support their growth and investment strategies.
As a seasoned commercial lending specialist, Rohan has successfully advised and negotiated complex loan transactions, working closely with business owners, investors, and financial stakeholders to structure optimal funding solutions. Whether it’s working capital financing, asset-backed lending, or long-term investment loans, Rohan takes a meticulous approach to ensuring clients receive competitive, well-structured financial arrangements that align with their business objectives. A recipient of the CPA Australia NSW Division Presidents Award for Excellence, Rohan brings analytical precision, negotiation expertise, and an unwavering commitment to service excellence. With a deep understanding of the commercial banking landscape, he proactively assists clients in navigating financial challenges, securing capital, and maximizing opportunities for long-term success.
Mahesh is a seasoned Credit Analyst and Relationship Executive with over 5 years of experience at a leading Australian bank. He also brings more than 11 years of international expertise in Business and Commercial lending.
With a deep understanding of client needs, Mahesh consistently provides tailored solutions that help clients achieve their financial objectives. He is highly respected in the finance industry for his expertise in both consumer and commercial lending. Outside of work, Mahesh enjoys spending quality time with his family and playing sports, particularly cricket.
mahesh@pfpartners.com.au
0457 246 335

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