Financial Advice Provider (FSP735791)
Lending Experts NZ Limited is a Licensed Financial Advice Provider (FSP735791) authorised by the Financial Markets Authority (FMA) to provide regulated financial advice services in New Zealand.
We are licensed to provide financial advice in accordance with the Financial Markets Conduct Act 2013 and the conditions of our licence.
Lending Experts NZ Limited
Financial Advice Provider Number: FSP735791
Email: admin@lendingexperts.co.nz
Phone: 022 536 3464
Website: https://lendingexperts.co.nz
Office Address:
48 Kuhanui Drive
Karaka
Auckland 2113
Lending Experts NZ Limited specialises in providing financial advice relating to lending and mortgage products.
Our services include advice on:
We provide personalised financial advice relating to residential and commercial lending products.
Our recommendations are based on your financial objectives, circumstances, and lending requirements.
We only recommend products offered by lenders available through our approved lending panel.
We currently work with a panel of approved lenders including:
Our lending panel may change from time to time.
We do not provide financial advice regarding:
Where appropriate, we may refer you to suitably qualified professionals.
In most cases, we do not charge clients a fee for providing mortgage advice.
We are generally paid commission by the lender after your loan settles.
If a lender does not pay commission, or where additional work falls outside our normal service, any fee payable will be discussed with you beforehand and confirmed in writing.
Some lenders require advisers to repay commission if a loan is repaid, refinanced, or substantially reduced within a specified period (typically between 24 and 27 months).
If this occurs because of your actions, we may recover all or part of that clawback from you, but only where this has been agreed in writing before the loan settles.
When your loan settles, Lending Experts NZ Limited usually receives commission from the lender.
This commission generally consists of:
Some lenders may also provide non-cash benefits such as:
To manage conflicts of interest:
Where appropriate, we may refer clients to trusted professionals, including:
We may receive a referral commission or referral fee where permitted by law.
Any such arrangement will be disclosed to you before proceeding.
We collect, use, store and protect your personal information in accordance with the Privacy Act 2020.
Further information is available in our Privacy Policy, available on our website.
As a Licensed Financial Advice Provider, we are required to comply with the duties set out in the Financial Markets Conduct Act 2013.
These duties require us to:
More information is available at:
If you are unhappy with our financial advice or service, please contact us first.
Lending Experts NZ Limited
Email: admin@lendingexperts.co.nz
Phone: 022 536 3464
We will acknowledge your complaint promptly and work with you in good faith to resolve the matter.
If we cannot resolve your complaint, you may refer it to our external dispute resolution scheme:
Financial Services Complaints Limited (FSCL)
Phone: 0800 347 257
Email: complaints@fscl.org.nz
Website: https://www.fscl.org.nz
FSCL provides an independent and free dispute resolution service.
Lending Experts NZ Limited
Financial Advice Provider Number: FSP735791
48 Kuhanui Drive
Karaka
Auckland 2113
Phone: 022 536 3464
Email: admin@lendingexperts.co.nz
Website: https://lendingexperts.co.nz
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